:root{--navy:#0b2341;--blue:#145da0;--blue2:#0d4f8b;--gold:#f4b942;--ink:#172033;--muted:#5d6878;--bg:#f5f8fc;--white:#fff;--line:#dce5ef;--shadow:0 12px 30px rgba(11,35,65,.10);--radius:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--blue2)}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:12px;z-index:999;background:#fff;padding:10px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.header-row{min-height:76px;display:flex;align-items:center;gap:22px}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:800;text-decoration:none;white-space:nowrap}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;background:var(--navy);color:#fff;font-size:.85rem}.nav{display:flex;align-items:center;gap:18px;margin-left:auto}.nav a{color:var(--navy);font-weight:650;text-decoration:none;font-size:.93rem}.nav .call{color:var(--blue)}.menu{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:8px;padding:9px 12px}.hero{background:linear-gradient(135deg,#071d36 0%,#0e477d 68%,#1768aa 100%);color:#fff;padding:72px 0}.hero-grid{display:grid;grid-template-columns:1.45fr .8fr;gap:48px;align-items:center}.hero h1{font-size:clamp(2.25rem,5vw,4.25rem);line-height:1.05;margin:.3rem 0 1rem;letter-spacing:-.035em}.hero p{font-size:1.12rem;max-width:760px}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.76rem;font-weight:800;color:var(--gold)}.hero-actions,.cta-actions{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 18px;border:0;border-radius:9px;background:var(--gold);color:#172033!important;font-weight:800;text-decoration:none;cursor:pointer}.btn-secondary{background:#fff}.btn-light{background:#fff}.btn-outline-light{background:transparent;color:#fff!important;border:2px solid rgba(255,255,255,.75)}.micro{font-size:.84rem!important;opacity:.84}.hero-panel{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);padding:26px;border-radius:var(--radius);backdrop-filter:blur(5px)}.section{padding:58px 0}.section:nth-of-type(even):not(.hero){background:var(--bg)}.section-head{margin-bottom:18px}.section-head h2{font-size:clamp(1.7rem,3vw,2.4rem);line-height:1.15;color:var(--navy);margin:0}.lead{font-size:1.08rem;max-width:900px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 3px 14px rgba(11,35,65,.05);text-decoration:none;color:var(--ink);transition:.18s}.card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}.card h3{color:var(--navy);margin:.35rem 0}.more{font-weight:800;color:var(--blue)}.checklist{padding-left:1.25rem}.checklist li{margin:.45rem 0}.sourcebox{display:block;margin:24px 0;padding:18px 20px;border-left:4px solid var(--blue);background:#eef5fc;border-radius:0 10px 10px 0}.sourcebox ul{margin-bottom:0}.cta-band{display:flex;align-items:center;justify-content:space-between;gap:24px;background:var(--navy);color:#fff;padding:26px;border-radius:var(--radius)}.cta-band strong{display:block;font-size:1.2rem}.service-form{max-width:900px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-grid label{display:grid;gap:6px;font-weight:700}.form-grid .full{grid-column:1/-1}input,select,textarea{width:100%;font:inherit;padding:11px 12px;border:1px solid #bac8d8;border-radius:8px;background:#fff}input:focus,select:focus,textarea:focus{outline:3px solid rgba(20,93,160,.18);border-color:var(--blue)}.form-note,.form-status{font-size:.9rem;color:var(--muted)}.faq-list h2,.prose h2{color:var(--navy);margin-top:2rem}.footer{background:#07192e;color:#dce7f3;padding:48px 0 88px}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:28px}.footer strong{color:#fff}.footer a{display:block;color:#dce7f3;margin:.4rem 0}.legal{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:20px;font-size:.86rem}.mobile-bar{display:none}
@media(max-width:900px){.menu{display:block}.nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;padding:18px 20px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.nav.open{display:flex}.hero-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.mobile-bar{display:flex;position:fixed;z-index:60;bottom:0;left:0;right:0;background:#fff;border-top:1px solid var(--line);padding:8px;gap:8px}.mobile-bar a{flex:1;text-align:center;text-decoration:none;font-weight:800;padding:10px;border-radius:8px;background:var(--navy);color:#fff}.mobile-bar a:last-child{background:var(--gold);color:#172033}}
@media(max-width:620px){.wrap{width:min(100% - 28px,1120px)}.hero{padding:48px 0}.cards,.form-grid,.footer-grid{grid-template-columns:1fr}.form-grid .full{grid-column:auto}.cta-band{align-items:flex-start;flex-direction:column}.section{padding:44px 0}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}